Secure
Your Future
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
Our Mission
At LifeGuard Insurance, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.
Coverage
Crafting extraordinary events tailored to your unique vision.
Mortgage Protection Insurance
Ensure your mortgage is covered in the event of death, disability, or job loss with mortgage protection insurance. Keep your family secure and your home protected—no matter what life throws your way.
Final Expense Insurance
Protect your family from the financial burden of final expenses. Get affordable, hassle-free coverage designed for seniors.
Frequently Asked Questions
Common Questions Answered for your convenience.
What is Mortgage Protection Insurance?
MPI is a type of insurance policy that pays off your remaining mortgage balance if you die during the policy term. It can also cover mortgage payments in case of disability or job loss, depending on the policy.
How much does Mortgage Protection Insurance cost?
MPI policyholders typically pay a minimum of $50 a month for a standard policy. However, the exact cost varies depending on factors such as age, health, and the amount of coverage required.
Who receives the death benefit from a Mortgage Protection Insurance policy?
Unlike traditional life insurance, the death benefit from an MPI policy goes directly to your mortgage lender to pay off the loan, not to your family or beneficiaries.
What is final expense insurance?
Final expense insurance is a form of permanent life insurance designed to cover end-of-life expenses, such as funeral costs, medical bills, and other outstanding debts
How much does final expense insurance cost?
The cost depends on factors like age, gender, smoking status, and coverage amount. Premiums typically remain the same once the policy is in place
Does final expense insurance expire?
No, final expense insurance is generally a type of permanent life insurance that does not expire as long as premiums are paid
Contact Us
(313) 603-8642
6427 Beaver Creek Parkway , Valley City OH 44280